Existing clients & new inquiries —

Serving Chattanooga, Tennessee

CPA & accounting for Chattanooga contractors.

Year-round bookkeeping, tax planning, payroll and CFO advice for HVAC, plumbing, electrical, roofing and construction businesses across Chattanooga and Hamilton County.

★★★★★5.0 on Google · 18 reviews
Fortune 500-level expertise Year-round tax strategy Built for contractors & trades Real human support

Big-firm expertise for Chattanooga's trades.

Chattanooga's growth has kept contractors and service businesses busy — new construction, renovations and service calls from downtown to Hixson, East Brainerd and Ooltewah. More work brings more complexity: bigger crews, more trucks, and tax questions that a once-a-year preparer isn't built to answer.

Tax Pilot is a CPA firm built specifically for the trades. Our founder came from Grant Thornton and UPS's corporate tax team, and we bring that level of analysis to Chattanooga contractors — monthly books you can trust, a tax plan that runs all year, and advice on pricing, hiring and growth.

Why Tennessee changes the tax conversation

Tennessee doesn't tax wages, but that doesn't mean your business avoids state tax. Most LLCs and corporations pay franchise and excise tax, and many businesses also file the gross-receipts business tax. That affects whether an S-corp or LLC makes sense, and how owner pay should be structured. And because so many Chattanooga-area crews also work jobs in North Georgia, multi-state payroll and filing questions come up constantly. We handle both sides of the state line.

Tennessee tax issues we handle for Chattanooga businesses

  • No state income tax on wages — but most LLCs and corporations still owe Tennessee franchise and excise tax, which changes the math on entity choice.
  • Tennessee business tax, a gross-receipts tax filed with the state on behalf of cities and counties.
  • Contractor licensing and sales and use tax considerations for materials and equipment.
  • Crews and jobs that cross into Georgia, which can create Georgia withholding and filing requirements.

What we do

Full-service accounting for Chattanooga contractors.

Bookkeeping, tax and strategy built around how service businesses really make money.

Monthly Bookkeeping

Accurate books every month with personalized breakdowns, so you always know where you stand.

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Year-Round Tax Planning

Proactive reduction strategies applied all year — not a scramble every April.

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Payroll Setup & Management

Pay your crew correctly and on time, with the filings handled in the background.

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Quarterly CFO Advisory

Strategic meetings that turn your numbers into decisions about pricing, hiring, and growth.

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Business & Personal Tax Prep

Federal and state returns filed right and on time — for the business and the owner.

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Financial Cleanup & Setup

Messy or behind? We rebuild your books from the ground up and get you compliant.

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How it works

Local expertise, modern process.

Work with us from anywhere in the Chattanooga area — no driving across town to drop off a box of receipts.

Free consultation

A quick call or video meeting about your business and goals.

Secure onboarding

Connect accounts and upload documents through our client portal.

Monthly service

Books closed, payroll run and taxes planned every month.

Real conversations

Quarterly strategy meetings and a CPA who answers the phone.

Around Chattanooga

Serving Chattanooga and nearby communities.

Based in Jasper, Georgia, Tax Pilot works with trade and service businesses from North Atlanta to Chattanooga and Knoxville — including:

HixsonEast RidgeRed BankOoltewahSignal MountainFort Oglethorpe, GARinggold, GA

From a Tax Pilot client

★★★★★

“So happy I reached out to Tax Pilot. Nothing but a positive experience, good communication, and staying on top of everything throughout the year. Would highly recommend.”

— Trey Stephens · Read all 18 Google reviews

Questions

Chattanooga contractor accounting FAQs

Do you work with Chattanooga businesses even though you're based in Jasper, GA?

Yes. Chattanooga is a core part of our service area. Most of our work happens online through our secure client portal, with meetings by phone or video — and we're glad to meet in person when it's helpful.

Does Tennessee have state income tax?

Tennessee does not tax wages and no longer taxes investment income, but most LLCs and corporations owe franchise and excise tax, and many businesses also owe the Tennessee business tax on gross receipts. We factor these into entity and tax planning.

My crew works jobs in both Tennessee and Georgia. Can you handle that?

Yes. We set up payroll withholding and state registrations based on where employees live and work, and handle the business filings in both states.

How much do your services cost?

Our full-service monthly packages are priced by revenue and complexity. Use our pricing estimator for an instant range.

Peyton Witt, CPA, founder of Tax Pilot
Peyton WittFounder · CPA

Who you'll work with

Corporate-level expertise. Small-town values.

Peyton Witt, CPA, built his career at Grant Thornton and on UPS's corporate tax team, working on Fortune 500 companies with billions in revenue. When he started helping small business owners on the side, he found nearly every return he reviewed was wrong.

He started Tax Pilot to give contractors and trade businesses the same level of expertise big companies get — from someone who actually understands their world.

More about Peyton

Keep exploring

Other areas we serve

Let's talk

Talk to a CPA who works with Chattanooga contractors.

Tell us a bit about your business and we'll reach out within one business day. No pressure, no jargon — just a straight conversation about your numbers.

We'll respond within one business day. Your info stays private.

Thanks — you're on our radar. ✈

We'll be in touch within one business day. Need us sooner? Call (762) 259-2812.